The stock market is continuing its incredible performance. The economy is looking good.
Business news on CNBC is positive. Unemployment is low, and consumer confidence is high.

When I turn on Fox News or MSNBC, I feel there is a parallel universe. It is easy to get sucked into this world of negativity.

I do, however, expect your institutions to continue to face the following:

• Deposits – Lack of growth.
• Loans – Solid growth.
• Net Interest Margin – Pressure as your Cost of Funds increases quickly.

Profitability, over growth, should be a conversation we all take seriously.

If you would like to have a conversation about profitability, please contact your advisor to discuss ways we can help. All of us at McQueen Financial are dedicated to your long-term success.

Have a great week.